RICS Listed Insurers

The lists below details those insurers who are listed to underwrite professional indemnity insurance policies of RICS member firms in the United Kingdom and the Republic of Ireland from 1 July 2024.

If your insurer isn't visible on the list, kindly consult your broker for assistance. Your broker may be in touch with insurers listed by RICS on your behalf.

Insurer Group

Insurer

Accelerant

Accelerant Insurance Europe SA/NV

Accelerant Insurance UK Limited

Accredited

Accredited Insurance (Europe) Limited - UK Branch

Accredited Insurance (Europe) Limited

Aegis

Aegis Managing Agency Limited - Lloyd's Syndicate 1225

Lloyd's Insurance Company SA - Syndicate 5322

Lloyd’s Consortium 4894 - Aegis E & O Consortium

Allianz

Allianz Global corporate & Speciality SE;

Allianz insurance PLC

AWAC

Allied World Assurance Company (Europe) dac;

Allied World syndicate 2786 at Lloyds

AIG

American International Group UK Limited

Am Trust

AmTrust Europe Ltd

Arch

Arch Underwriting at Lloyd's Limited Syndicate 2012

Arch Underwriting at Lloyd's Limited Syndicate 1955 

Lloyd's Brussels Syndicate 5348

Lloyd's Brussels Syndicate 5339

Arch Insurance (UK) Limited

Arch Insurance (EU) dac

Argenta

Argenta Syndicate Management Ltd - Syndicate Arg 2121

Lloyd's Insurance Company SA Arg 5353

Ascot

Ascot Underwriting - Syndicate 1414

Lloyd's Insurance Company SA 5325

Aviva

Aviva Insurance Ltd; Aviva Insurance Ireland DAC

AXA

AXA Insurance UK plc

AXA XL Insurance Company UK Limited (AXICL UK

XL Insurance Company SE (XLICSE)

LLOYD'S Syndicate 2003

Lloyd's Insurance Company SA - Syndicate LIC5345

Axis

Axis Specialty Europe London

Axis Syndicate 1686 at lloyds

Axis Specialty Europe Dublin

Berkshire Hathaway

Berkshire Hathaway International Insurance Limited

Berkshire Hathaway European Insurance DAC

Bridgehaven

Bridgehaven Specialty UK Ltd

Canopius

Canopius Managing Agents Limited Syndicate 4444

LLoyd's Insurance Company S.A. Syndicate 5380

Carbon

Carbon Underwriting Limited - Lloyds Syndicate CBN 4747
Carbon Underwriting Limited - Syndicate CBN 5395

CHAUCER

CHAUCER SYNDICATE 1084

Chubb

Chubb European Group SE

Chubb Global Markets - Lloyd's Syndicate 2488

Lloyd's Insurance Company S.A. - CGM 5358

Chubb European Group Ltd

CNA

CNA Insurance Company Ltd

CNA Insurance Group Limited

Hardy syndicate 382 at Lloyds

DCH

DCH Syndicate 386 (QBE)

Syndicate 5386 LBS (QBE)

Everest

Everest syndicate 2786 at Lloyds

Flux

Flux Syndicate (Lloyd's Syndicate 1985)

Folgate

Folgate Insurance Company Limited

Great Lakes

Great Lakes Insurance UK Ltd

HCC

HCC International Insurance Company Plc

HCC Lloyd's syndicate 4141

Tokio Marine Europe SA

HDI

HDI Global Specialty SE - UK

Hiscox

Hiscox Insurance Company Ltd

International

International General Insurance Company UK Ltd

Liberty

Liberty Mutual Insurance Europe SE (UK Branch)

Liberty Mutual Insurance Europe SE

Markel

Markel International Insurance Company Limited

Munich

Munich Re Syndicate

Probitas

Probitas Syndicate1492 at Lloyd's

QBE

QBE UK Ltd

Lloyd’s Syndicate 1886 QBE

Lloyd's Insurance Company SA 5335 QBE

RSA

Royal & Sun Alliance Insurance Ltd

SiriusPoint

SiriusPoint International Insurance Corporation UK

Sompo

Sompo International (Endurance Worldwide Insurance Limited)

Tokio Marine

Tokio Marine Kiln Syndicate 510

Travelers

Travelers Insurance Company Limited

WRB

W.R. Berkley Syndicate Management Limited on behalf of WRB Syndicate 1967 at Lloyds

Zurich

Zurich Insurance Plc - UK Branch

Insurer Group

Insurer

Accelerant

Accelerant Insurance Europe SA

Accredited

Accredited Insurance (Europe) Limited

Allianz

Allianz Global Corporate & Speciality SE

Arch

Lloyd’s Brussels Syndicate 5348 (Arch 2012)

Arch Insurance (EU) DAC

Ascot

Ascot – LBS 5325

AXA

XL Insurance Company SE

Axis

Axis Speciality Europe SE Dublin

Lloyd’s Insurance Company SA 5328

CNA

CNA Insurance Group Limited

Lloyd’s Insurance Company S.A. Syndicate 382

Ergo

Ergo Versicherung AG

Everest

Lloyd’s Insurance Company SA EVE 5363 (Everest)

Everest Insurance (Ireland) DAC

IGI

International General Insurance Company (Europe) SE

RSA

RSA Luxembourg S.A

Aspen

Lloyd’s Insurance Company SA ASP 5383 (Aspen)

Zurich

Zurich Insurance plc

Important: Unrated Insurers

We have recently been aware that unrated insurers have entered the PII market for RICS firms.

Whilst RICS recognise the difficulties in obtaining professional indemnity insurance at the current time, the RICS requires that regulated firms must obtain their PII from a listed insurer that is rated by either AM Best, with a credit rating of at least B+, or Standard & Poor, with a credit rating of at least category BBB.

RICS do not believe that insurance provided by unrated insurers is adequate and appropriate, as they have not been rated in terms of their financial strength by an international ratings agency and present a higher risk of failure, potentially leaving regulated firms uninsured and exposed to financial loss.

RICS will not accept dispensations requests for insurance provided by unrated insurers.

We have a list of insurers that's renewed annually. Each year we invite insurers to apply to be a listed insurer and, provided they meet with our criteria as detailed below, they'll be accepted.

"Listed Insurer" means an insurer who:

(a) is authorised by the Department of Trade and Industry in the United Kingdom or the Department for Enterprise and Employment in the Republic of Ireland to underwrite general liability insurance business or is in some other way recognised by the Department of Trade and Industry or the Department for Enterprise and Employment to provide professional indemnity insurance business in the United Kingdom or the Republic of Ireland respectively

or

is in some other way recognised by the Department of Trade and Industry or the Department for Enterprise and Employment to provide professional indemnity insurance business in the United Kingdom or the Republic of Ireland respectively

or

is an insurance company the head office of which is in a member state of the European Union other than the United Kingdom and which is entitled to carry on insurance business as a branch in the United Kingdom and the Republic of Ireland on the freedom to provide services basis

(b) is rated within AM Best at least B+ or Standard & Poors at least Category BBB or have specific written approval from RICS to waive the requirement; and

(c) agrees to write a policy that is no less comprehensive than the form of the RICS policy wording [subject to any derogations for firms within the Assigned Risks Pool] in force at the time when the policy of insurance is taken out; and

d) agrees to underwrite, for the period of the contract, the ARP lineslip contract terms as set out in this Prospectus for Listed Insurers and to be bound by the terms thereof for such period as may be agreed between the RICS and the Listed Insurer; and

(e) is listed by the RICS for the purposes of the Assigned Risks Pool.

RICS Listed Insurers UK