Cigna Healthcare

02 August 2024

Towergate Health & Protection have partnered with Cigna Healthcare for international health insurance, available with a 10% discount for UK and all globally mobile individuals

Whatever your health insurance needs, our international medical plans are flexible to support you, while always offering a global support network of hospitals and medical professionals.

Whilst working and living in your new home country, you and your family can benefit from:

24/7 access to multi-lingual service centres
Global network of 1.7 million providers worldwide
Access to medical support in more than 200 markets and territories

All of our plans offer:

Medical care essentials, including hospital stays and treatments
Flexible plans to meet your needs and budget
Priority access to support from Cigna Healthcare doctors and nurses
Whole health care support through a range of tools, products and solutions
Digital portal to securely store important documents

Why global professionals choose Cigna Healthcare

Local and global coverage – The freedom to access treatment wherever you are, through our worldwide network of over 1.7 million trusted hospitals, clinics and medical professionals.
24/7 support for mind and body – Extensive core cover and the resources, tools and programs to look after your physical health, mental health and emotional wellbeing.
Flexibility, choice and portability – Allowing you to create a plan that suits your needs and budget and one that moves with you. In over 200 markets and jurisdictions.
Digital health at your fingertips – Innovative tools, including the Cigna WellbeingTM app and Global Telehealth for multilingual access to care anytime, from anywhere.

Tom’s story

Tom unfortunately suffered a serious stroke. With access to Cigna Healthcare’s Clinical Case Management Program. Tom’s partner and family were able to work with a customer care manager to find a personal approach to communicate with Tom at a very tough time.

Choose from two core plans:

Cigna Global Health Options

High quality worldwide care, with two areas to choose from (Worldwide / Worldwide excluding US).
Customizable with three levels to choose from, four optional add-ons and flexible payment options.
Comprehensive cover for inpatient, daypatient and emergency cover, mental health care, pandemic cover and cancer care.

Cigna Close Care

Our plan which covers you in the country you’re living in and your home country for return visits.
Emergency medical coverage outside of those two areas for temporary trips also included.
Cigna Close Care is flexible and cost-effective, so you can tailor it to suit your needs and budget.

You can enhance your protection with optional add-ons:

Cigna Global Health Options

International outpatient – Includes consultations with specialists and medical practitioners, prescribed outpatient drugs and dressings, pre and post-natal outpatient care, physiotherapy, osteopathy, chiropractic care and more.
International Medical Evacuation and Crisis Assistance PlusTM – Provides coverage for medical evacuation in the event of an emergency and global crisis response services.
International Health and Wellbeing – Screening, tests and routine physical exams, as well as dietetic consultations, counselling support and access to a personal wellness coach.
International Vision & Dental – Vision care covering your eye tests and eyewear, plus a wide range of preventative, routine and major dental treatments.

Cigna Close Care

Outpatient and Wellness Care – Outpatient care such as prescriptions and dressings, outpatient physiotherapy, as well as physical examinations and vaccinations.
Dental care and treatment – A wide range of preventative, routine and major dental treatments.

About Cigna Healthcare Global Individual Health (GIH) and Towergate Health and Insurance

Cigna Healthcare is a global health services company dedicated to helping those we serve improve their health, well-being and peace of mind.

With roots as deep as 230+ years and more than 70,000 employees who serve customers around the globe, we’re committed to ensure the health and well-being of our customers, wherever they are in the world.

In 2011, a dedicated unit was set up to bring quality healthcare to globally mobile individuals.

Today, we are the only global health insurance partner with a dedicated Global Individual Health (GIH) business unit serving the unique needs of globally mobile individuals and brokers specialising in this segment.

Looking to the future, we are in it for the long-term. Cigna Healthcare Global Individual Health sees the globally mobile individual health insurance market as a long-term strategy.

Cigna Healthcare is ranked in the top 15 of the Fortune 500 list. Serving 190+ million customers around the world.

Mia’s story

Moving to America was a dream come true for Mia. There was just one problem that she needed to seek medical advice for. But how could she do this in a new city? Global Telehealth allowed her to tap into Cigna Healthcare’s trusted provider network away from home.

The role of Towergate Health & Protection and RICS

Towergate Health & Protection is an independently authorised intermediary, who acts on your behalf. To support their members, RICS works with Towergate Health & Protection to enable Towergate Health & Protection to market the plan. Towergate Health & Protection negotiate the overall terms Cigna Healthcare offers on this plan, with RICS agreeing the recommendation. RICS has no other role within the administration of this arrangement.

If you would like to speak to a member of the Towergate team, please call +44 (0) 2380 715898 or email haps-international@towergate.co.uk (please include a reference of your quote or policy number)

Health and Protection Solutions Ltd t/a Towergate health & Protection is authorised and regulated by the Financial Conduct Authority. (Firm Reference Number 308189) This can be checked on the FCA’s website or by calling them on 0800 111 6768 (freephone).